Home loans.
Planning to buy, build or renovate? Whatever your property goals, we're here to help guide you through your journey.
Get cash back on your first home loan.
Apply for a new Westpac home loan of $250,000 or more for your first home and you could get $3,000 or more cash back, to help make your home greater.
How it works
- All applicants must be first home buyers as determined by Westpac.
- Available on new Westpac residential home loans of $250,000 or more.
- This limited offer may be withdrawn at any time without notice.
Talk to our experts to see whether a Westpac home loan is right for you.
What's your next move?
Your home loan options.
Whatever your needs are, we have home loan options to suit.
Featured rates.
* Min 20% equity, plus salary credit to a Westpac transaction account. Not available with any other Westpac home loan offers, promotions or package discounts. Loans for business or investment purposes excluded.
If you don’t pay amounts when they’re due, your loan account may exceed its limit and the rate of interest that’ll be applied to the overlimit amount will be the interest rate + 5% p.a.
Managing your home loan.
Calculators.
See all calculatorsHow much can I afford?
Get an idea of how much you could borrow using our affordability calculator.
How much will my repayments be?
Work out how much your home loan repayments might be.
Get in touch.
Meet with an expert
Our Home Loan Experts can come to you, when it suits you best.
Apply Online
Existing customers can apply for a home loan via Westpac One® online banking.
Things you should know.
Interest rates are subject to change without notice. Westpac's home loan lending criteria, terms and conditions apply. A low equity margin may apply.